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Pradhan Mantri Jan Dhan Yojana (PMJDY), which recently completed 12 years, was launched as part of which mission?
National Mission on Financial Inclusion
National Mission on Digital India
National Mission on Rural Development
National Mission on Social Security
National Mission on Financial Inclusion
Pradhan Mantri Jan Dhan Yojana (PMJDY) completed 12 years of implementation on August 28, 2026, marking a milestone in the National Mission on Financial Inclusion.
Launched in 2014, PMJDY is the world's largest financial inclusion initiative aimed at providing universal access to banking services. It is the foundational pillar of the JAM (Jan-Dhan-Aadhaar-Mobile) trinity, which facilitates the Direct Benefit Transfer (DBT) of government subsidies to the marginalized. The scheme has significantly transformed India's formal financial landscape by bringing millions of unbanked citizens into the banking net. It continues to provide essential services including savings accounts, remittances, insurance, and pension access to all households.
Launch Date: August 28, 2014
Total Accounts as of August 19, 2026: 59.09 crore
Total Deposits: 3.17 lakh crore rupees
Demographic reach: 55.7 percent of account holders are women, and 77.8 percent of accounts are in rural and semi-urban areas
RuPay Debit Cards issued: 41.29 crore
A is correct because PMJDY was launched in 2014 as the core National Mission on Financial Inclusion to ensure access to affordable banking services for all Indian households.
Remember the slogan 'Mera Khata, Bhagya Vidhata' to associate PMJDY with financial dignity; always link it to the JAM Trinity (Jan Dhan-Aadhaar-Mobile) for UPSC and SSC economics questions.
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